Private-Sector Loan and Grant Opportunities

This resource provides an extensive, aggregate, but not necessarily comprehensive, list of funding sources that may be available to small business owners. Of note, the list flags where a grant program may be targeted at specific historically disadvantaged groups including e.g. Black, Immigrant, Person of Color, or Woman owned businesses.

This information should not be considered comprehensive. This information should not be construed as an endorsement of any specific financial program.

To apply for assistance for your small business, click here.

Accompany Capital can help you establish or improve your credit rating with a credit enhancement loan of up to $2,000.

Eligibility:

A good credit score can save you more than $200,000 over the course of your lifetime. We can help you establish or improve your credit rating with a credit enhancement loan of up to $2,000. We also offer free workshops on how to improve your credit score, understand your credit report, and find and correct any errors your credit report may contain.

Target Geography: New York City
Site Type:
Loan

Accompany Capital can provide you with financing to help you get started, help you expand, or help you refinance an existing loan, with microloans ranging from $500 to $50,000, and terms of up to three years.

Eligibility:

Access to even small amounts of working capital can help businesses – and lives – move forward in significant and lasting ways. We can provide you with financing to help you get started, help you expand, or help you refinance an existing loan, with microloans ranging from $500 to $50,000, and terms of up to three years.

Loan Requirements

  • The borrower must be 21 years old or older
  • Your business should be located within the five boroughs of New York City.
  • No minimum credit score required.
  • The business must demonstrate positive cash flow from operations.
  • The borrower must not have declared bankruptcy in the past 24 months.
  • The business must have all the licenses required to operate.
  • In some cases, a guarantor may be required.
  • Other requirements may apply.
Tags: Start-ups
Site Type:
Loan

The Amber Grant for Women awards $10,000 each month to a woman-owned business. At the end of the year, the program awards another Amber Grant in the amount of $25,000 to one of the (12) monthly winners.

Eligibility:

Applying is simple. Just take a few minutes to tell us about yourself and your business dream. No long, complicated forms to fill out. Submitting one application makes you instantly eligible for all grants related to your business. We announce the grant winners by the 23rd of the following month.

Target Geography: National
Tags: Women
Site Type:
Grant

Fondo Adelante’s microlending program is offering loans of up to $100,000 to San Francisco small-business owners. All loan recipients will receive pre- and post-loan closing technical assistance from MEDA’s Business Development Program, offered in English and Spanish. By supporting our borrowers with business coaching, our loan fund will be able to consider small-business owners who are often deemed high risk by other microlenders. Ultimately, these small-business owners will create jobs within San Francisco’s lower-income communities.

Our loans can be used for any legitimate business purpose: startups, supplies and inventory, equipment, lease improvements, vehicles, purchasing a business, business debt consolidation and working capital.

Eligibility:

We offer fixed-rate term loans that range from $5,000 to $100,000. Our loan products are offered in combination with our business coaching. It is one combined product. We offer our coaching and the loans in English and Spanish. We charge 7–9 percent interest, which is far lower than credit card rates or other non-bank lenders, and is also competitive with many banks. We offer 3-year and 5-year terms, and there is no prepayment penalty. All loans are reported to the credit bureaus. So, you will be able to build credit with our loans. There is no cost to apply. ITIN holders are encouraged to apply. Our most important approval criterion is establishing that you have the capacity to repay the loan.

We do not have a minimum credit score, although your credit history will be considered.

Target Geography: California
Tags: Low-Moderate Income
Site Type:
Loan

The Boston Local Development Corporation (BLDC), located in Boston, Massachusetts, works to increase employment opportunities for Boston residents by providing small business loans with a focus on commercial, industrial and service companies.

Eligibility:
  • The Standard BLDC Loan Fund is available for existing businesses, new ventures, and businesses relocating to the City of Boston. These loans range from $25,000 to $150,000.
  • The Backstreets Boston Loan Program provides financing for Boston companies in the industrial and manufacturing sectors. These loans differ from our standard program in that loan amounts can reach up to $250,000.
Target Geography: Massachusetts
Site Type:
Loan

Standard BLDC Loan Fund is available for businesses, new ventures, and businesses relocating to the city of Boston.  Loans range from $25,000 to $150,000.

Backstreets Boston Back-up Loan Program provides financing for companies in the industrial and manufacturing sectors.  Loan amounts can be up to $250,000.

Eligibility:

Must be a business in the city of Boston, or a business seeking to relocate to Boston or to create a new enterprise in Boston; Borrower may be a corporation, LLC, partnership, sole proprietor, or in some instances, a realty trust; BackStreets Boston Back-up Loan requires company to be in industrial or manufacturing sector

Target Geography: Massachusetts
Tags: Sole proprietor, Start-ups
Site Type:
Loan

Through Community Power, which brings together Bronx-ites and leaders from community-based organizations to strategically deploy resources into areas of critical need, including Food Security, Housing Stability, Health, Education & Technology & Connectivity, Equity & Justice, Economic Opportunity & Relief, Small Business Strength, and Nonprofit Capacity. We will deploy resources and technical assistance to activate community power.

Eligibility:

What makes The Bronx Community Foundation unique is that we are place-based and participatory; if you are a member of The Bronx community seeking funding to drive an initiative that addresses one of our four pillars of sustainability, we want to hear from you. We are committed to making our grant application as equitable and accessible as possible.

Target Geography: New York City
Site Type:
Grant

Brooklyn Alliance Capital, Inc. provides financing to under-served minority and immigrant entrepreneurs and low-income small business owners to increase financial stability and foster economic growth that will create jobs in Brooklyn.

Our federally certified Community Development Financial Institution (CDFI) offers micro-loans of $500 - $10,000 to small and medium size businesses.

Eligibility:

Be a BIPOC-owned (Black, Indigenous, People of Color) small business operating in Brooklyn. (At least 51% of ownership must be BIPOC)

  • Was operating as of January 1st, 2019.
  • Must have been adversely impacted by COVID in one or more of the following ways:
    • Temporarily shut down due to COVID-19
    • Permanently shut down due to COVID-19
    • Showed a significant decline in revenue in 2020 compared to 2019
    • Need access to capital to restart, reopen, or remain open.
    • Are unable to raise/borrow capital from traditional sources on reasonable terms.  (Some exceptions apply - see loan products below.)
    • Have the potential to generate or retain incremental jobs in Brooklyn.
    • Agree to present and adhere to a business recovery plan.
Target Geography: New York City
Tags: Minority
Site Type:
Loan

The California Rebuilding Fund is a loan program designed to help California’s small businesses access the funding they need, including those located in economically distressed areas of the state. The loans are flexible, transparent and are designed to help businesses access the financing and advisory services they need to get through these challenging times.

  • You may qualify for a loan up to $100,000
  • Receive an affordable WSJ Prime Rate* + 1.0% annual percentage rate
    • 0% interest available for eligible SF-based businesses (see loan terms).
  • 60-month (5 year) or 36-month (3 year) loans available
  • Can be used to refinance (see details)
  • Can be used for start-ups (some restrictions apply)
Eligibility:

To be eligible for a California Rebuilding Fund loan, your small business must meet the following minimum requirements.

  • The main office or headquarters for your business is in California. The loan must be used to support a business’s California operations
  • Your business must employ 50 or fewer full time employees as of the time of your application
  • Your business must have annual gross revenues of less than $5 million
  • Your business must have suffered a direct economic hardship as a result of COVID-19 which has materially impacted your operations
  • You have been in business for at least a year prior to your application
  • If your business was operational prior to March 2020, your business must have returned to or sustained at least 30% of pre-pandemic revenues for at least one of the previous three months relative to your average monthly revenues in the prior year
  • If your business was operational prior to March 2020, you demonstrated positive net income in 2019 (not including depreciation and amortization expenses)
Target Geography: California
Tags: Loan, small business
Site Type:
Loan

CalCAP is a loan loss reserve program which may provide up to 100% coverage on losses as a result of certain loan defaults. The program provides financing for small businesses that may not otherwise meet a bank’s typical underwriting standards. Loans: Loan amount may be up to $2.5 million. Loans can be short- or long- term, have fixed or variable rates, be secured or unsecured, and bear any type of amortization schedule. Loan proceeds must be used for business activity in California.
 

Eligibility:

Small business owners should apply directly with a participating lender. Participating lenders are listed at https://www.treasurer.ca.gov/cpcfa/calcap/sb/institutions.pdf

More information of California and federal COVID-19 resources for small businesses and employers: https://covid19.ca.gov/business-and-employers/#top

Target Geography: California
Site Type:
Loan

 

***Currently, our SMALL BUSINESS LOAN products are on hold. This hold does not impact our nonprofit lending products.


Established small businesses and community-based organizations can qualify for loans ranging from $50,000 to $200,000 for working capital, fixed-asset acquisition, and financing of commercial real estate and leasehold improvements. C4C has some targeted programs for small businesses as well. Please call for more information.

Target Geography: Connecticut
Site Type:
Loan

Carolina Small Business Development Fund provides financing solutions and guidance to help entrepreneurs achieve their business goals. If you are looking to start or expand your business, we offer loans that are designed to meet your needs.

Target Geography: North Carolina
Site Type:
Loan

CDC SBF offers financing for businesses that have been declined by a bank -- i.e., for startups, small dollar requests, businesses with weak cash flow, high-risk industry, lack of collateral, poor credit if there is a reasonable explanation.

Financial Capital

Flexible financing options, including a range of debt and equity products to meet partner needs.

Knowledge Capital

We leverage years of experience to bring partners business advising, assistance, and training.

Social Capital

We provide social capital through connections to networks and people that can help our partners succeed.

Target Geography: National
Site Type:
General Information

Provides grants up to $10,000 specifically to New York businesses owned by POC, immigrants, and women, businesses that have the greatest need and minimal access to resources to maintain payroll and operations.

Target Geography: New York
Tags: Minority, Women
Site Type:
Grant

Although essential for thriving communities, small businesses and nonprofit organizations experience particular challenges with accessing capital to build their operational capacity or expand. CFE is dedicated to closing this financing gap. Entrepreneurs and nonprofit leaders can turn to us for term loans and lines of credit, plus technical assistance.

Borrowers often reach out to CFE when a bank deems them too risky for a loan because of a sparse credit history or because they need support with creating financial statements or business plans. This is precisely when our partnership begins. CFE spends hours with each borrower, assisting with pulling together the needed financial and business planning documentation. We’ll pour over the numbers together, eager to understand the vision and how we can help make it a reality

Eligibility:

Personal Credit Score: n/a Months Financial Statements: 24 months

Business Credit Score: n/a Years in Operation: 2+

Personal Guarantee: Yes Annual Revenue: Depends on financing need

Collateral: Depends on financing need, but typically require first lien on assets, which could include real estate, large equipment, receivables, etc.

Other: EIN, current bank statements, certificate of good standing with jurisdiction where company is registered

Target Geography: Maryland, Washington, D.C.
Site Type:
Loan

Aggregation of grants, loans, and tax incentives for businesses.

Eligibility:

Grants, loans, tax incentives, and other resources for small and medium-sized businesses, some specific to women and minorities, some general.

Target Geography: Georgia
Tags: BIPOC, Low-Moderate Income, Women
Site Type:
General Information

Various loan and grant programs for small businesses in the city of Fitchburg

Target Geography: Massachusetts

The Cocokind Impact Foundation provides financial grants to female entrepreneurs in health, wellness, and sustainability industries who are focused on creating social impact through business. The Foundation is providing grants of $2,500 to $10,000 to enable female founders with the financial assistance needed to further their business and social impact.

Eligibility:

Applicants must be women, US residents, and 18 years or older. Additionally, applicants must not have raised institutional capital yet. The Foundation’s goal is to help assist companies in the “pre-seed” stage. The female entrepreneurs must be focused on the health, wellness, or sustainability industries, and must also have a goal to create greater social impact through their business.

Target Geography: National
Tags: Minority, Start-ups, Women
Site Type:
Grant

CEDF is a nonprofit community lender and a U.S. Treasury-certified Community Development Financial Institution. In order to provide business support services and financing at reduced or no cost, we must maintain philanthropic funding from government, corporate and charitable sources. This requires we measure and demonstrate the impact of our mission, so we ask our program recipients to provide personal and business information required. We share your information only in aggregate from unless required by the U.S. Small Business Administration as a participant in one of their programs and as authorized by you. We greatly appreciate your cooperation in completing our intake form.

Target Geography: Connecticut
Site Type:
Loan

Special loan guarantee in conjunction to help women- and minority-owned businesses obtain flexible financing. This program is for start-up businesses as well as existing businesses planning to expand. CEDF provides the loan and the Department of Economic and Community Development provides up to a 30% guarantee

Eligibility:

Women- or minority-owned business;50 or fewer employees;Loan amount up to $50,000

Target Geography: Connecticut
Tags: BIPOC, Startups, Women
Site Type:
Loan

An economic development lending company that offers financing and support to small businesses in Connecticut and Rhode Island (USA).  Up To $15,000 (MicroNOW Program), $15,000 – $50,000 (MicroLoan Program), $50,000 – $250,000 (Community Advantage Program) and $250,000 – $5 Million (SBA 504 loan)

Eligibility:

MicroNOW Program has specific requirements: Business open for at least one year;Personal credit score 650 or better;ZERO late payments in the last year.

Target Geography: Connecticut, Rhode Island
Tags: BIPOC, Latinx, Start-ups, Women
Site Type:
Loan

Starting a new business and creating a strategy to grow and succeed is a challenge, especially in today’s economic environment. Securing the funds to get you started and keep you going can be daunting.  There are resources that can help.

Let us know what you need

Simply contact us and we will work with you to determine possible funding and grant opportunities.

Target Geography: Connecticut
Tags: Startups, Technology
Site Type:
General Information

CI is Connecticut’s strategic venture capital arm and the leading source who provide a variety of grants and financing options for small business owners.

Eligibility:

Varies by fund.

Target Geography: Connecticut
Tags: Startups, Technology
Site Type:
Grant

We work for economic, social, and racial justice by advancing community based, cooperative, and democratically owned or managed enterprises with a preference to assisting cooperatives in low-income communities by:

  • Providing financial products at reasonable rates
  • Developing business skills
  • Offering an investment opportunity that promotes socially conscious enterprise
Eligibility:

CFNE considers an organization to operate on a “cooperative” basis if it exhibits most of the following characteristics:

  • its purpose is supportive of the common good;
  • its membership is open to persons who will use its services and accept its responsibilities;
  • its membership policies are not applied to discriminate in any arbitrary or prohibited manner;
  • its activities are broadly participatory by its members;
  • its governance is democratic or based on consensus;
  • its monetary return on invested capital is strictly limited;
  • its earnings are either equitably used with within the organization or distributed on the basis of patronage.
Target Geography: Connecticut, Maine, Massachusetts, New Hampshire, Rhode Island
Site Type:
Loan

The Riverside County Office of Economic Development is pleased to announce that microbusinesses negatively affected by the COVID-19 pandemic, in accordance with specified criteria, may apply for a $2,500 grant.

The intent of the Riverside County Microbusiness COVID-19 Relief Grant Program is to provide relief to the hardest to reach microbusinesses and entrepreneurs located throughout the county.

Applications will be accepted on a first-come, first-served basis for qualifying microbusinesses. Applicants will be notified within 14 business days from point of application submittal as to approval status. Awardees will receive funding once the County of Riverside receives funding from the California Office of the Small Business Advocate which is expected no later than early April 2022.

Eligible Uses of Funds Include: Payroll/Employee Retention, Working Capital

DEADLINE: AUGUST 31, 2022

Target Geography: California
Site Type:
Grant

Provides information regarding different types of emergency relief for small businesses and nonprofits.

Target Geography: National
Tags: Nonprofits
Site Type:
Aggregator

Provides capital to District small businesses and entrepreneurs who continue to encounter reductions in the availability of credit and heightened requirements to obtain financing. Provides funds for deposit with participating lender to provide necessary collateral to cover the borrower’s collateral shortfall. Maximum of 50% of commercial loan up to $1 million.

Eligibility:

Non-public company in the District with principal offices in the District; 
Fewer than 750 existing employees; 
At least 25% of employees must be District residents; 
Must provide personal guaranty.

Target Geography: Washington, D.C.
Tags: Startups
Site Type:
Loan

Provides capital to District small businesses and entrepreneurs who continue to encounter reductions in the availability of credit and heightened requirements to obtain financing. Provides capital mainly to startups, emerging companies. Maximum of 50% of investment up to $500,000.

Eligibility:

Non-public company in the District with principal offices in the District; 
Fewer than 750 existing employees; 
At least 25% of employees must be District residents; 
For Enhanced Investment Transaction, business must meet economic development goals.

Target Geography: Washington, D.C.
Tags: Startups
Site Type:
General Information

List of current grant opportunities for small businesses in Washington, D.C.

Target Geography: Washington, D.C.
Site Type:
Grant

We’ve expanded our lending program to meet your small business needs. Our products and easy application process are designed with you in mind.

We’ll take care of the capital while you take care of business!

Eligibility:

Must be a resident or business in Dorchester, Roxbury, Mattapan, Hyde Park, Jamaica Plain, or Roslindale

Target Geography: Massachusetts
Site Type:
Loan

EatsPlace is a Community Development Financial Institution with a food incubator and restaurant/bar accelerator lab. Our services include business loans, venture capital, and technical assistance to businesses.

Target Geography: National
Site Type:
Aggregator

We provide loans from $500 to $50,000 Micro-Financing with flexible criteria We loan to Restaurants, Transportation, Service companies, various small businesses, and many more

Eligibility:

Personal Credit Score: >600 Months
Financial Statements: Two years for existing businesses Business
Credit Score: >650 Years in Operation: N/A
Personal Guarantee: Yes
Annual Revenue: N/A
Collateral: Paid off vehicles, equipment, car, Real Estate-Mortgage, Other Assets Other: For startups and expansion, a business plan and equity contribution of 30%

Target Geography: Maryland, Virginia, Washington, D.C.
Site Type:
Loan

Instacart is committed to help create more equitable outcomes for historically underrepresented entrepreneurs and CPG brands. The Instacart Ads Initiative is an investment of up to $1 million to amplify Black-owned consumer packaged goods (CPG) brands within the Instacart marketplace. Eligible brands will receive Instacart Ads credits to use with the company’s flagship sponsored product offering.

Target Geography: National
Tags: Black, Women
Site Type:
General Information

Up-to-date guidance and resources for businesses impacted by COVID-19.

Target Geography: New York
Site Type:
General Information

The New York State COVID-19 Pandemic Small Business Recovery Grant Program was created to provide flexible grant assistance to currently viable small businesses, micro-businesses and for-profit independent arts and cultural organizations in the State of New York who have experienced economic hardship due to the COVID-19 pandemic. provides grants for up to $50,000

Target Geography: New York
Site Type:
Grant

The program is to provide financing to viable small businesses that private lenders cannot accommodate. Loan funds can be used for reasonable and eligible business operation costs, including, but not limited to, inventory, equipment, working capital and leaseholder improvements.

Eligibility:

Annual revenue must not exceed $10 million and have no more than 500 employees; Must create one permanent full-time equivalent job for every $35,000 in financial assistance received from the City; Out of the total jobs created, 51% must be fulfilled or made available to low and moderate-income persons; Business must be located in the City of Los Angeles; Applicant must show evidence of not being able to obtain financing elsewhere.

Target Geography: California
Site Type:
Loan

Since 2012, the Small Business Grant Contest has awarded more than $1.5 million in cash and prizes to over 100 small businesses. The contest, which awards unique and innovative small businesses, has drawn more than 50,000 entrants—including nearly 18,000 in 2022. We love seeing our winners continue to grow.

Eligibility:

There will be a total of ten (10) winners (each a “Winner” and collectively, the “Winners”): three (3) Grand Prize Winners will receive U.S. $50,000 in the form of a check and $4,000 in print and business services from FedEx Office*; seven (7) 1st Place Winners will receive a U.S. $20,000 Grant in the form of a check and $1,500 in print and business services from FedEx Office*. All FedEx Office prizes are in the form of a credit at a local store near each winners’ location. Additional $10,000 awards in the form of a check, $500 additional print credit, and the added distinction and business award honor will be awarded among the Winners in each of the following categories:

  • young entrepreneur owner
  • veteran-owned business
  • healthcare industry
  • minority-owned business
  • sustainability focused business

 
Write a short profile of your company. Tell us about your business and what makes you stand out from the competition. Why did you start this business? What does your company do? What do you do differently or better than your competitors? Are there any social causes that are important to your business? How would you use the winnings to enhance your business?

Target Geography: Nationwide
Tags: Black, Latinx, Veterans
Site Type:
Grant

Aggregator site specific to New York state with information on current and past loan and grant programs for small businesses. Updated regularly.

Target Geography: New York
Site Type:
General Information

Provides funding for existing small businesses and start-ups for a range of purposes. Partners with various loan funds and lending programs.

Target Geography: Massachusetts
Tags: Start-ups
Site Type:
Loan

Aggregation of financial relief resources for small businesses.

Eligibility:

Financial and office resources for small businesses, some specific to women and minorities, some general.

Target Geography: Georgia
Tags: BIPOC, Women
Site Type:
Aggregator

The GoFundMe.org Small Business Relief Fund will provide micro-grants to qualifying small businesses negatively impacted by the COVID-19 pandemic. 
The Small Business Relief Fund will provide one-time matching grants to qualifying small businesses. 
To qualify for a matching grant from the Small Business Relief Fund, the GoFundMe fundraiser must raise at least $500 and verify that your small business has been negatively impacted by a government mandate due to the COVID-19 pandemic. 

Eligibility:

GoFundMe fundraiser must raise at least $500 ;Verify that your small business has been negatively impacted by a government mandate due to the COVID-19 pandemic;Independently owned and operated;Intend to use the funds to help care for employees or pay ongoing business expenses

Target Geography: National
Site Type:
Grant

Resource for finding COVID-19 grants by region (specifically for nonprofits, schools, and municipalities).

Target Geography: National
Site Type:
Aggregator

Provides capital and technical assistance to ensure successful recovery for small businesses affected by the COVID-19 pandemic with up to $15,000.

Eligibility:

Be located in one of HEF's target areas in New York City, including, but not limited to: the area above 42nd street, upper Manhattan, the Bronx, and several underserved neighborhoods in Brooklyn and Queens; In business for 3 or more months; Not fall in one of the following industry sectors: Adult Entertainment, Alcohol/Liquor, Finance, or Real Estate; Have no outstanding tax liens or judgments, have not declared bankruptcy in the past 3 years, and does not owe any child support

Target Geography: New York City
Site Type:
Loan

Provides access to capital to existing small businesses with low-to-moderate incomes to build their credit with up to $5,000 in financing.

Eligibility:

Be located in one of HEF's target areas in New York City, including, but not limited to: the area above 42nd street, upper Manhattan, the Bronx, and several underserved neighborhoods in Brooklyn and Queens; In business for 3 or more months; Not fall in one of the following industry sectors: Adult Entertainment, Alcohol/Liquor, Finance, or Real Estate; Have no outstanding tax liens or judgments, have not declared bankruptcy in the past 3 years, and does not owe any child support

Target Geography: New York City
Site Type:
Loan

Provides supportive capital ranging from $10,000 to $150,000 to Small and Medium Enterprises (SMEs) and Minority/Women-owned Business Enterprises (M/WBEs).

Eligibility:

Be located in one of HEF's target areas in New York City, including, but not limited to: the area above 42nd street, upper Manhattan, the Bronx, and several underserved neighborhoods in Brooklyn and Queens; In business for 3 or more months; Not fall in one of the following industry sectors: Adult Entertainment, Alcohol/Liquor, Finance, or Real Estate; Have no outstanding tax liens or judgments, have not declared bankruptcy in the past 3 years, and does not owe any child support

Target Geography: New York City
Site Type:
Loan

CCRLF was established to encourage and stimulate small and mid-sized industries and businesses in their creation and growth. Term and line of credit up to $150,000

Eligibility:

Business is officially registered and operates legally;Physically located and operates in CT;Business owner has invested their own time or money into the business;For-profit type of business;Principals with 50% or more ownership must not more than 60 days delinquent on child support

Target Geography: Connecticut
Tags: Start-ups
Site Type:
Loan

Provides opportunities for minority-owned and/or women-owned entrepreneurs/businesses to gain access to capital in order to start or grow their businesses. Term and line of credit from $10,000 to $100,000.

Eligibility:

In operation for at least one year and/or officially registered for at least a year;Physically located and operates in CT;For-profit type of business;Principal(s) and Business current with both, State and Federal Taxes;Principals with 50% or more ownership must not be more than 60 days delinquent on child support

Target Geography: Connecticut
Tags: BIPOC, Latinx, Start-ups, Women
Site Type:
Loan

Assists women, low income, veteran, minority entrepreneurs and other small businesses in need of financing and/or technical assistance. Term loan up to $50,000

Eligibility:

Business is officially registered and operates legally;Physically located and operates in CT;Business owner has invested their own time or money into the business;Business cannot get funds from any other financial lender;For-profit type of business;Principals with 50% or more ownership not be more than 60 days delinquent on child support

Target Geography: Connecticut
Tags: BIPOC, Latinx, Low-Moderate Income, Start-ups, Veterans, Women
Site Type:
Loan

A qualifying small business may apply for a four percent term loan for up to $25,000. This $1.5 million program will be initially allocated to minority-owned and women-owned small businesses based in New Haven and to minority-owned and women-owned businesses located in the Valley.

Eligibility:

For-profit business with no more than 20 (full or part-time) employees;Minority-owned and/or women-owned small business (minimum 51% of minority/woman ownership required);Located in the city of New Haven, Ansonia and Derby;In good standing with the Department of Revenue Services (DRS);Conducted business for a minimum of one year

Target Geography: Connecticut
Tags: BIPOC, Latinx, Women
Site Type:
Loan

Aggregator site with information on relief for a variety of small businesses. Hello Alice is also offering grants of up to $50,000 to support long-term business growth. Applications for this grant are open through September 25, 2020.

Target Geography: National
Tags: BIPOC, Military
Site Type:
Aggregator

Two types of small business loan relief:
Option 1: Borrow $15,000-$75,000+ in working capital;45 day payment-free period;3.75% interest rate over an initial 6-month interest-only payment period;5% interest rate over a 3-year fully amortizing loan after the interest-only period;No pre-payment penalties.

Option 2: Borrow $15,000-$50,000 in working capital;45 day payment-free period;3.75% interest rate over an initial 6-month interest-only payment period;7.5% interest rate over a 3-year fully amortizing loan after the interest only period.

No pre-payment penalties

Target Geography: National

Aggregation of local and national financial resources for small businesses.

Eligibility:

This resource has a list of many loan and grant programs available to small businesses generally, with some options for specific groups or types of businesses.

Target Geography: California
Tags: Creatives, Food and Beverage, Restaurant, Salons and Spas, Startups, Women
Site Type:
Aggregator

Small business loans are available for start-ups, expansions, renovations, employee salaries, and more.

You can get:

  • Up to $7,500 with 1 qualified guarantors
  • Up to $36,000 with 2 qualified guarantors
Eligibility:
  • You are a permanent resident of Los Angeles or Ventura county.
  • You have credit scores of 580 or better, can demonstrate need, and have the ability to repay the loan.
  • Your guarantors have good credit and steady income.
  • You submit all documents electronically to JFLA before your virtual interview.
  • You understand that a loan application is not automatically approved and is subject to review by the JFLA Loan Committee.
  • Non-profit organizations are not eligible.
Target Geography: California
Site Type:
Loan

Loans of up to $15,000, 0% interest rate for small businesses in the United States. Grace period of up to 6 months for repayment.

Target Geography: National
Site Type:
Loan

The City of Los Angeles has created a policy guide for local small businesses to follow safety standards and stay informed on policy and regulation changes.

Target Geography: California
Site Type:
General Information

Loan Program Launching Soon. The LA Regional COVID-19 Recovery Fund will deploy flexible loans to micro-entrepreneurs and small businesses across LA County.

Eligibility:

Applications and program details will be available soon.

Target Geography: California
Site Type:
Aggregator

As a certified Community Development Financial Institution (CDFI), LEDC provides alternative microloan options to start-ups and existing businesses that have difficulty obtaining credit from mainstream financial institutions.

We offer loans ranging from $500 to $250,000 to qualified start-ups and existing businesses. Uses capital include:

Target Geography: National
Site Type:
Loan

We support low-income entrepreneurs who have difficulties qualifying for a loan elsewhere by offering a lending model based on social-collateral and peer-support (e.g., initial loans are group loans) instead of traditional underwriting criteria (e.g., credit score, income, and collateral).

Eligibility:

Personal Credit Score: No limits Months Financial Statements: 3 Business Credit Score: No limits Years in Operation: No limits Personal Guarantee: Yes Annual Revenue: No limits Collateral: We don't require collateral Other: A borrower needs to form or join a group of at least 2 more borrowers.

Target Geography: Washington, D.C.
Site Type:
Loan

Contract Financing, Construction Contract Financing, and Transformative Development Initiative loans for women, minority, or veteran owned businesses

Target Geography: Massachusetts
Tags: BIPOC, Veterans, Women
Site Type:
Aggregator

Provides loan amounts from $5,000 to $1,000,000 to small businesses in Massachusetts. Lends directly to companies and will cooperate with other funding providers. Funding is accompanied with managerial guidance.

Target Geography: Massachusetts
Site Type:
Loan

MGCC is a statewide intermediary lender for the US SBA Microloan program, which provides financing from $5,000 to $50,000 to Massachusetts small businesses to assist with working capital, or the purchase of furniture, fixtures, supplies, materials, and/or equipment.

Eligibility:

Existing businesses;For profit businesses;Headquartered in Massachusetts;Requires minimum personal credit score of 575, with no historical or pending charge offs by creditors permitted or existing government liens;Requires 2 years tax returns, business and personal;Requires lien on all business assets;Requires personal guaranty

Target Geography: Massachusetts
Site Type:
Loan

Grant amounts up to $2,500 for Minority or Women-Owned Enterprises

Eligibility:

Business must not qualify for PPP loan;Boston-based contractor (preference for Roxbury, Dorchester, or Mattapan;Minority/Women-Owned Enterprises;Proof of City of Boston Project;10 employees or less

Target Geography: Massachusetts
Tags: BIPOC, Women

Main Street Launch is committed to providing access to capital in parity with the community, supporting neighborhood revitalization efforts without displacement, and creating jobs for Stockton’s residents.
Loan Amounts: up to $250,000;
Interest Rate: WSJ Prime + 3% 
Loan Uses:
Furniture, fixtures, equipment; 
Inventory; 
Hire employees and pay expenses; 
Business debt refinancing; 
Business acquisition; or 
Tenant improvements.

Eligibility:

Not available

Target Geography: California
Site Type:
Aggregator

Main Street Launch operates as Oakland Launch. In Oakland, Main Street Launch is committed to providing access to capital in parity with the community, supporting neighborhood revitalization efforts without displacement, and creating jobs for Oakland’s residents.
Loan Amounts: $10,000 to $250,000;
Interest Rate: WSJ Prime + 4% (~7.75%)
Loan Terms: Up to 10 year loan amortization and no prepayment penalty;
Loan Uses:
Furniture, fixtures, equipment; 
Inventory; 
Working capital; 
Business debt refinancing; 
Business acquisition; or 
Tenant improvements.
Collateral: all business assets.

Eligibility:

Not available

Target Geography: California

Main Street Launch operates as San Francisco Launch and will provide capital to businesses through the Emerging Business Loan Fund and other lending programs.
Loan Amounts: up to $250,000;
Interest Rate: WSJ Prime + 3% 
Loan Uses:
Furniture, fixtures, equipment; 
Inventory; 
Hire employees and pay expenses; 
Business debt refinancing; 
Business acquisition; or 
Tenant improvements.

Eligibility:

Not available

Target Geography: California

List of financial relief programs available in the State of Maryland

Target Geography: Maryland
Site Type:
Aggregator

Website includes lists of financial assistance programs and other resources for small businesses

Target Geography: Massachusetts
Site Type:
Aggregator

MassDevelopment specializes in financing complex projects that require experience and innovative thinking. Our low rates and flexible terms help foster real estate and business projects that generate economic benefits for local communities and the state as a whole. Plus they help you grow your operations and stay competitive in your field. 

Target Geography: Massachusetts
Site Type:
Loan

Grants, loans, and other resources for small business owners.

Eligibility:

Grants, loans, tax incentives, and other resources for small businesses, some specific to women and minorities, some general.

Target Geography: Florida
Tags: BIPOC, Women
Site Type:
Aggregator

Aggregation of grants and loan programs.

Eligibility:

Grant resources for “mom and pop” businesses, rebates for motels looking to go green, and other various resources available to a wide variety of businesses.

Target Geography: Florida
Site Type:
Grant

Michael and Susan Dell Foundation funds social enterprises that directly serve or impact children or youth from urban low-income communities in the areas of education, health, and family economic stability (including livelihoods and financial inclusion). These social enterprises may be structured as for-profit or nonprofit entities.

Target Geography: National
Site Type:
Grant

Provides no interest loans of up to $50,000, from one to eight years, for businesses owned by military reservists, veterans, National Guard personnel, and for small businesses that employ or are owned by such persons

Eligibility:

Veteran-owned small businesses, businesses owned by military reservists and National Guard members called to active duty, and small businesses, with fewer than 50 employees that employ them

Target Geography: Maryland
Tags: Startups, Veterans

To provide financial assistance to minority- and women-owned business enterprises (MWBE) in the state, as well as to projects and programs that assist the development of entrepreneurship among minority persons and women in New York State.

Eligibility:

Certified minority and/or women owned business enterprises; Banking organizations; Technical assistance providers; Incubator sponsors; Municipalities; Authorities; Agencies; Administering corporations

Target Geography: New York
Tags: BIPOC, Entrepreneurs, Women

Aggregator site with information on grants, specifically targeting minority groups.

Target Geography: National
Tags: BIPOC, Formerly Incarcerated, Women
Site Type:
Aggregator

Resources for entrepreneurs – particularly sole proprietors and independent contractors – who have been impacted by COVID-19. Information includes details about unemployment eligibility, resources for immigrant workers, and state and local resources by state.

Target Geography: National
Tags: Immigrants, Independent Contractors, Sole proprietor
Eligibility:

Must already be an MNSDC certified member in order to receive a loan, supplier in NMSDC corporate or government supply chains, at least three years old, and financially sound with adjusted cash flow to debt service ratio of at least 1.25 times.

Target Geography: National
Tags: BIPOC
Site Type:
Loan

Provides up to $50,000 loan to arts organizations in Alameda, Contra Costa, Marin, Monterey, Napa, San Francisco, San Mateo, Santa Clara, Santa Cruz, Solano and Sonoma Counties. Loans can be used to cover any need identified by the borrower due to the impacts of the COVID-19 public health orders.

Eligibility:

Must be a 501(c) 3 nonprofit organization or be fiscally sponsored by one;
Arts and culture organizations that maintain an active teaching, presenting, exhibiting, producing, or archiving practice or that provide vital services to artists and cultural organizations;
Art Disciplines: Arts education, dance, folk and traditional arts, literary arts, media arts, multidisciplinary arts, museums, music, musical theater, opera, presenting arts, theater and visual arts. Loan funds can also be used to support a variety of projects, such as festivals, parades, and film or video projects;
Eligible Counties: Alameda, Contra Costa, Marin, Monterey, Napa, San Francisco, San Mateo, Santa Clara, Santa Cruz, Solano and Sonoma;
Budget Size: The Emergency COVID-19 loan product is intended to serve small to midsized arts and culture organizations with budgets up to $2M. Larger budget organizations should contact Margaret (Margaret at padmaconsulting.com) in advance of applying and will be considered if they serve as a significant presenting partner to smaller budget organizations;
Arts and culture organizations that demonstrate a track record for financial record keeping and management, and general financial health, but whose cash flow and revenues are severely impacted by Shelter in Place public health mandates related to COVID-19;
Returning Borrowers: Must have managed past loans responsibly and made timely repayments;
Frequency: In response to extraordinary pressures placed on nonprofits during COVID-19 health and safety orders, existing borrowers may apply for one additional loan, however the total borrowed may not exceed $50,000.

Target Geography: California
Tags: Creatives
Site Type:
Loan

Provides flexible financing to new or expanding businesses in Sustainable Communities and Priority Funding Areas through Maryland

Eligibility:

Maryland-based small businesses and local development corporations whose activities contribute to broader revitalization effort and whose projects are intended to promote investment in commercial districts or town centers

Target Geography: Maryland
Tags: Startups

Companies from outside of the state that meet the above qualifications may apply for funding, if they are committed to relocate to New York state.Academic institutions based in New York with translational innovations that are on the cusp of moving into a commercial development phase are eligible to apply for grants of $250,000 to $500,000.

Eligibility:

https://esd.ny.gov/sites/default/files/Biodefense-Fund-Guidelines-final.pdf

Target Geography: New York
Site Type:
Grant

The New York State Seed Funding Grant Program (the “Program”) was created to provide assistance to early-stage small businesses to succeed in a recovering New York State economy.

Eligible Applicants must provide evidence, acceptable to New York State that the Eligible Applicant is operational and meets the Program requirements. As part of the application each micro-business, small business, or for-profit arts and cultural organization including independent arts contractors shall provide sufficient documentation in a manner prescribed by Empire State Development ("ESD") to demonstrate Program qualification. Only one grant per business EIN or SSN is allowed. Due to a limited amount of funding and the high volume of requests expected, business type, geography and industry may factor into ability to receive a grant.

Eligibility:

Small businesses, Micro-businesses and For-profit independent arts and cultural organizations, including independent arts contractors submitting an application for a grant award to the Program (collectively, “Eligible Applicants”) must:

  1. Be incorporated in New York State or licensed or registered to do business in New York State and must be resident in the State of New York;
  2. Be a currently viable Micro-business, Small business, or For-profit arts and cultural organization including independent arts contractors that started business on September 1, 2018 or later and has been operational for at least six months before an application is submitted;
  3. Have between five thousand dollars ($5,000) and one million dollars ($1,000,000) in gross receipts per annum as reflected on their most recent Federal Business Tax Return (line 1a, IRS Form 1120 or 1065; line 1 IRS Form 1040 Schedule C) or be able to demonstrate five thousand dollars ($5,000) in business expenses for businesses that have not yet filed a Federal Business Tax Return;
  4. Be in substantial compliance with applicable federal, state and local laws, regulations, codes and requirements;
  5. Not owe any federal, state or local taxes, or have an approved repayment, deferral plan, or agreement with appropriate federal, state, and local taxing authorities;
  6. Not qualify for business assistance grant programs under the federal American Rescue Plan Act of 2021 or any other available federal COVID-19 economic recovery or business assistance grant programs, including loans forgiven under the federal Paycheck Protection Program, or are unable to obtain sufficient business assistance from such federal programs.*

For full list of eligibility requirement, visit the link

Target Geography: New York, New York City
Site Type:
Grant

New Jersey businesses in need of financing and committed to job creation/retention may be eligible for direct loans through the NJEDA when conventional financing is not available. Up to $2 million for fixed assets and up to $750,000 for working capital.

Eligibility:

Businesses must commit to the creation or retention of one full-time job for every $65,000 of NJEDA exposure within two years

Target Geography: New Jersey
Site Type:
Loan

In partnership with two dozen banks throughout New Jersey, the Premier Lender Program offers up to a $2 million loan participation or $1.5 million loan guarantee for fixed assets, and up to a $750,000 loan participation or $1.5 million guarantee for term working capital. Line of credit guarantees of up to $750,000 are also available.

Eligibility:

Be in operation for at least two full years;Must commit to create or retain one new full-time job for every $65,000 in EDA exposure within two years;1.1X debt service coverage ratio for small businesses;100% loan-to-value for real estate and 90% for equipment

Target Geography: New Jersey

Creditworthy small, minority-owned or women-owned businesses in New Jersey that have been in operation for at least one full year and may not have the ability to get bank financing may be eligible for assistance under the Small Business Fund (up to $500,000).

Eligibility:

Businesses must have no more than $3 million in total revenue to be eligible for the Small Business Fund.

Target Geography: New Jersey
Tags: BIPOC, Women

Provides loans to start-up or existing businesses, including restaurants, retail shops, service businesses, manufacturers, home-based businesses and more

Eligibility:

Must be start-up or existing for-profit corporation, partnership, or proprietorship;Must be located in Worcester County, or parts of Franklin County or Middlesex County;Tangible net worth may not exceed $6 million;Must have less than $2 million average net profit after taxes during the previous two years;The business being financed must create at least one new job for every $20,000 obtained through the loan programs.

Target Geography: Massachusetts
Tags: Food and Beverage, Restaurant, Salons and Spas, Sole proprietor, Start-ups
Site Type:
Loan

Both for-profit and nonprofit businesses can borrow a working capital loan up to $25,000 for six months. Rates are set at 5%, and there are no repayments due for the first 3 months of the loan term.

Eligibility:

Less than 100 full-time employees;Located in a serviced county;Not an ineligible business;12+ months in business;Personal FICO score of 620+

Target Geography: New York
Site Type:
Loan

Provides loans and business development resources to both existing and startup manufacturing and service companies in Northeastern Connecticut. Loans typically range in size from $5,000 to $50,000

Target Geography: Connecticut
Tags: Start-ups, Technology
Site Type:
Loan

Aggregator site specific to New York State with information regarding loan and grant programs available in New York.

Target Geography: New York
Site Type:
General Information

Webinars, resources and other information relevant for small businesses experiences the impact of COVID-19 in New York City (return to work, financial assistance and other important information).

Target Geography: New York
Site Type:
General Information

The Oakland Black Business Fund (OBBF) includes a $10M relief fund focused on helping Oakland businesses impacted by COVID-19 and a $1B investment fund to support Black entrepreneurs across the country.

Eligibility:

(Eligibility requirements not explicitly stated on website) Direct Application https://oaklandblackbusinessfund.org/apply/

Target Geography: California

Term loans between $5,000 and $250,000, repayment terms up to 12 months. Line of credit with loan amounts between $6,000 and $100,000 with repayment terms up to 12 months.

Eligibility:

One year in business; Personal FICO score of 600; Annual business revenue of $100,000; Business bank account

Target Geography: National
Site Type:
Loan

Open for Business Hub lists technology companies that are helping small businesses by enabling remote work during the pandemic.

Target Geography: National
Tags: Remote work, Technology
Site Type:
General Information

The office of business financing administers DCED’s loan, tax credit and grant programs, which provide financial assistance in order to stimulate job creation and growth for existing and new companies in PA.

Target Geography: Pennsylvania
Site Type:
Aggregator

Resources for entrepreneurs – particularly sole proprietors and independent contractors – who have been impacted by COVID-19. Information on this site includes details about unemployment eligibility, resources for immigrant workers, and state and local resources by state.

Target Geography: National
Tags: Immigrants, Independent Contractors, Sole proprietor
Site Type:
General Information

Public Welfare Foundation awards grants to nonprofits that address racial equity, economic well-being, and fundamental fairness for all. They look for strategic initiatives where their funds can improve lives through policy and system reform.  If interested, you submit a letter of inquiry and then they reply with an invitation to apply for funding.

Eligibility:
  • Organizations developing innovative, transformative approaches to youth and adult criminal justice reform in: Oklahoma; Michigan; Georgia; Colorado; Louisiana; Jackson, Mississippi; Milwaukee, Wisconsin; and Washington, DC.
  • Organizations and projects focused on investing in community-based solutions that reduce the over-reliance on mass incarceration
  • Reframing the narrative and fostering greater transparency and urgency around the U.S. criminal justice system through storytelling, journalism and other targeted efforts.
Target Geography: Colorado, Georgia, Louisiana, Washington, D.C.
Tags: Nonprofits
Site Type:
Grant

List of financial relief programs by state, as well as multi-state programs

Target Geography: National
Site Type:
Aggregator

Loan amounts from $5,000 to $100,000 with terms up to 12 months.

Eligibility:

To be eligible business, owners must have a clear picture of their business;  6 months of activity within QuickBooks account; Personal and business credit history (FICO score of 620 or higher); Primary business bank accounts connected through QuickBooks capital; Revenue of at least $50,000 over the past 12 months

Target Geography: National
Site Type:
Loan

Allows business owners and individuals to submit restaurants to a directory in order to receive local support from the community.

Target Geography: National
Tags: Restaurant
Site Type:
Aggregator

Provides various loan programs based on needs

Target Geography: New York City
Site Type:
Loan

DoorDash has launched a Restaurant Disaster Relief Fund in partnership with Hello Alice. The program will award $10,000 grants to restaurants who are experiencing hardship due to a state or federally declared disaster (NOT due to COVID),

Eligibility:

Must be independently owned, have a brick-and-mortar location with 3 stores or fewer currently operating, have revenues of less than $3 million per location in the last 12 months, and employ 50 or fewer people per store. Deadline to apply is January 31st, 2022.

Target Geography: National
Tags: Restaurant
Site Type:
Grant

Aggregator site dedicated to restaurants and workers coping with the effects of COVID-19. Contains immigrant specific information and links to financial aid assistance. 

Target Geography: National
Tags: Immigrants, Restaurant
Site Type:
Aggregator

In collaboration with the Maryland Energy Administration and using Regional Greenhouse Gas Initiative (RGGI) funds, MARBIDCO offers affordable financing for projects to improve energy efficiency in food and fiber businesses.

Minimum / Maximum Loan Amounts: $2,500 to $30,000 Please note, loan advances may not exceed the cost of actually making the improvements minus any grant incentive funding received for a project.

Target Geography: Maryland
Site Type:
Loan

Provides economic assistance to businesses and nonprofit entities operating in San Diego County impacted by COVID-19.

Eligibility:

Private for-profit and non-profit businesses headquartered and operating in San Diego County that experienced financial hardship as a result of COVID-19 may apply; Businesses must have 20 or fewer employees (full-time equivalents) and a minimum one-year operating history as of February 14, 2020. Additional eligibility requirements here

Target Geography: California
Site Type:
Grant

SEACC is a designated intermediary lender for the US Small Business Administration’s 7(m) Microloan program. This program provides commercial loans of $5,000 to $50,000, to small businesses that have been unable to secure conventional bank loans.

Eligibility:

Small business owners located in The Greater San Francisco Bay Area region or immediate surrounding counties including the Sacramento and Stockton areas.

Target Geography: California
Site Type:
Loan

ShopHER’s objective is to cultivate retail entrepreneurship and reduce the obstacles that prevent the creation of successful businesses. It is specifically designed for women-owned small businesses that were hurt by the COVID pandemic and are seeking to re-establish their retail operations. By providing these companies with business counseling services and rent abatement, ShopHER will help them generate revenue and achieve stability with the goal of returning to their own retail space.

Target Geography: Maryland, Washington, D.C.
Site Type:
General Information

Relevant tips and resources and information on new funding opportunities and policy developments. Webinars available; updated daily.

Target Geography: National
Site Type:
Aggregator

Lists financial assistance programs at the federal state, and local level

Target Geography: Massachusetts
Tags: BIPOC, Women
Site Type:
Aggregator

The City of Los Angeles has created a toolkit for local small businesses. The toolkit includes an emergency response checklist as well as lists of resources for impacted workers and businesses.

Target Geography: California
Site Type:
General Information

Provides funds obtained through video lottery terminals (slots) to assist small, minority, and women owned businesses located in targeted areas surrounding six Maryland casinos

Eligibility:

50% of VLT allocations will be deployed to small, minority and women-owned businesses within certain targeted areas of the six casinos. The other 50% will be available businesses throughout Maryland.

Target Geography: Maryland
Tags: BIPOC, Women

SoGal Foundation has teamed up with Winky Lux, bluemercury, twelveNYC and Lively to make a small step towards progress by providing at least (3) $10K and (6) $5K cash grants to Black women or nonbinary entrepreneurs. Awardees will also receive tactical help navigating the fundraising environment at large so that they will have a more equitable opportunity at scaling the next billion dollar idea. They will also receive lifetime “ask-me-anything” access to the SoGal Foundation and SoGal Ventures teams. We know this is a small start, and we are hopeful that it will grow. We believe in a brighter future where the next world changing business does not go unrealized because of systemic discrimination. If this sounds like you, send a quick email to sogal@iamsogal.com with your name, the name of your business, and your business website. There is no need to include any additional information, as it will not be reviewed. Grantees will be chosen at random. Applications are rolling.

Eligibility:

To qualify, you should: self-identify as a Black woman or Black nonbinary entrepreneur; have a legally registered business; plan to seek investor financing in order to scale, now or in the future; have a scalable, highimpact solution or idea with the ambition to be the next billion dollar business

Target Geography: National
Tags: Black, Nonbinary, Women

seCTer's small business lending program can help small to medium-sized businesses expand, upgrade machinery and equipment, and/or relocate to our region. This program helps businesses grow, including businesses that are part of our thriving arts and cultural ecosystem. seCTer provides loans to businesses that are not quite bank ready, providing them the capital to grow and succeed.

Target Geography: Connecticut
Tags: Creatives
Site Type:
Loan

StartHER challenges the biases in venture capital and provides access to the elusive ‘friends and family’ round. For many founders, raising money from friends and family isn’t an option because their existing networks don’t have resources to offer such funds. StartHER aims to give everyone a fair chance by re-shaping funding dynamics, providing access to professional networks and ultimately, becoming home to the new faces of entrepreneurship.

If you’re an early stage, pre-seed business that strives to make a positive impact on society, healthcare or the environment, we want to hear from you. Provides funding up to $50,000.

Eligibility:

What we’re looking for

  • A mission that has an impact on our society and/or planet;
  • Founders who are underrepresented in the venture capital market;
  • Companies that are pre-seed
Target Geography: National
Tags: Women
Site Type:
Grant

STEP grant from the SBA runs from October 2019 through September 2020. Through this grant, Department of Economic and Community Development (DECD) has created an Export General Assistance Fund (GAF) to increase the number of eligible small businesses (ESBCs) that export, increase the value of exports by ESBCs and increase the number of ESBCs exploring significant new trade opportunities

All applications are due no later than September 15, 2022

Eligibility:

Operate a registered business in Connecticut to manufacture, assemble and/or distribute a product, or provide an exportable service;Meets the criteria established in Section 503 of the Trade Facilitation and Trade Enforcement Act of 2015 that’s defines the term ‘eligible small business concern,’ as a business concern that: (i) is organized or incorporated in the United States;(ii) Is operating in the United States;(iii) meets: (a) the applicable industry-based small business size standard established under section 3 of the Small Business Act;or the alternate size standard applicable to the program under section 7(a) of the Small Business Act and the loan programs under title V of the Small Business Investment Act of 1958 (15 U.S.C. 695 et seq.);(iv) has been in business for not less than 1 year;and (v) has access to sufficient resources to bear the costs associated with trade, including the costs of packing, shipping, freight forwarding, and customs brokers;Seeks to export goods or services of U.S. origin or have at least 51% U.S. Content;Not presently debarred, suspended, proposed for disbarment, declared ineligible, or voluntarily excluded from participation in this transaction by any Federal department or agency

Target Geography: Connecticut
Site Type:
Grant

If you are growing, expanding, or locating your business in Stockton, use the link below for a complete list of incentives, programs, and resources across all city departments. 

Target Geography: California
Site Type:
Aggregator

Our emergency financial assistance program provides temporary financial assistance to those with documented financial need due to unforeseen circumstances.

Once we receive your application, a social services team member will get in touch with you to assess eligibility, discuss your particular situation and financial need, help develop a plan of action, and if helpful, connect you to community resources.

Target Geography: National
Tags: Creatives, Entertainment
Site Type:
General Information

List of financial relief programs by state, as well as multi-state programs

Target Geography: National
Site Type:
Aggregator

List of resources to help accelerate the growth of manufacturing business in Connecticut under the Economic and Manufacturing Assistance Act (MAA)

Target Geography: Connecticut
Site Type:
Aggregator

The Jersey City Fund offers $25,000 - $250,000 SBA Community Advantage Loans for start-ups, early stage and mature businesses. The loan may be used for a range of purposes including purchasing new equipment, increasing inventory, hiring new workers, refinancing and more.

Eligibility:

Requires collateral and minimum credit score of 640;Must Provide a business plan and two years of tax returns for all owners of the business.

Target Geography: New Jersey
Site Type:
Loan

NYSBDC is a partnership program with the US Small Business Administration, and administered by the State University of New York. Small business owners can make appointments with advisors who can help business owners review and answer questions on loan and grant applications, developing business continuity plans, and many other business-related challenges.

Target Geography: New York
Site Type:
General Information

Applications are open for the Tory Burch Foundation Fellows Program! Fifty women entrepreneurs will receive yearlong digital education, access to an incredible community of founders and advisors, a $5,000 education grant and access to no-interest loans. 

Eligibility:
  • A woman entrepreneur who owns the largest or equal stake in a qualifying business that is majority (51% or more) owned and controlled by women
  • 21 years or older as of the application due date, November 3, 2022
  • Proficient in English
  • A legal resident of the United States and its territories

Business Criteria:

  • For profit, from any industry
  • Early-stage (one to five years of operations preferred)
  • Generating revenues (minimum of $75,000 strongly preferred)
  • Formed under United States law and operating in the United States and its territories
Target Geography: Nationwide
Site Type:
Grant

The UMEZ Hybrid Microloan Program will offer loans, a portion of which may be converted into a grant, of up to $50,000 for eligible small businesses and nonprofits. The program is capitalized at $2 million and loans will be disbursed on a first-come, first-served basis until funds are exhausted, or until December 31, 2022.

Eligibility:

Black, Latino, Women-owned businesses encouraged to apply

Target Geography: New York City

Fixed-rate, unsecured or secured term loan with repayment terms of up to 7 years for UCC- and equipment-secured loans, or up to 25 years for owner-occupied commercial real estate financing.

Or get a variable-rate, unsecured or secured line of credit that is subject to annual renewal. Target minority, woman, and veteran owned businesses.

Eligibility:

In operation 2 years or more; 51% owned, operated, controlled, and actively managed by a woman, minority, or veteran who are US citizens; Annual sales cannot exceed $2 million

Target Geography: National
Tags: BIPOC, Veterans, Women
Site Type:
Loan

Searchable database of organizations offering loans. Includes list of Community Development Institution Funds (CDFIs) organized by location, name, and type of fund.

Target Geography: National
Site Type:
Aggregator

List of financing programs for small businesses in the Commonwealth of Virginia

Target Geography: Virginia
Site Type:
Aggregator

Resources for small businesses owners, individuals, seniors, veterans, unemployed individuals, immigrants and incarcerated individuals impacted by the COVID-19 crisis.

Target Geography: National
Tags: Immigrants, Incarcerated Individuals, Seniors, Unemployed, Veterans
Site Type:
Aggregator

Provides business development support grants for the growth of microbusinesses in ward 7 and 8. Will award between 20-25 grants of up to $10,000 each.

Eligibility:

Microbusiness must be appropriately licensed; 
Have fewer than 5 full-time employees; 
Located in Ward 7 or 8; 
Ward 7 or 8 residents must have ownership of 50% or more of the business.

Target Geography: Washington, D.C.
Tags: Startups

Funding for projects in sectors like Green/Sustainability Industries, childcare businesses, home healthcare agencies.

Eligibility:

Personal Credit Score: Minimum 575 FICO Score Months Financial Statements: 36 months Business Credit Score: N/A Years in Operation: 3 years Personal Guarantee: Yes Annual Revenue: $100,000 and above Collateral: All business assets Other: 3 Years of Federal tax Returns

Site Type:
Loan

List of grants for small businesses in Washington, D.C.

Target Geography: Washington, D.C.
Site Type:
Grant

Business Growth Group is focused on serving Waterbury’s business clientele at all stages of the business cycle. They can provide one-on-one business support as well as financial assistance.

Target Geography: Connecticut

Provides loans ranging from $25,000 to $125,000 to women entreprenuers

Target Geography: New York City
Tags: Women
Site Type:
Loan

Emergency crowd-funding – find investors (from $20,000 to $1,000,000) for businesses impacted by COVID-19, with deferred repayment until 2021.

Eligibility:

Revenue share agreement – terms available on Wefunder website; Wefunder fee is 3.75% of all monies raised (only if target is hit).

Site Type:
Loan

Depending on how your business has been impacted by the COVID-19 crisis, start-ups and existing businesses may qualify for special terms, which are subject to change:
$5,000-$50,000 loan;
3- or 5-year loan term;
5% fixed interest rate;
Waived application fee;
Reduced closing fee of 3%;
Interest-only during the first 6 months (principal deferred);
No prepayment penalties.

Eligibility:

Start-ups & existing businesses in all nine San Francisco Bay Area counties

Tags: Start-ups
Site Type:
Loan