Business Growth Group is focused on serving Waterbury’s business clientele at all stages of the business cycle. They can provide one-on-one business support as well as financial assistance.

The Jersey City Fund offers $25,000 - $250,000 SBA Community Advantage Loans for start-ups, early stage and mature businesses. The loan may be used for a range of purposes including purchasing new equipment, increasing inventory, hiring new workers, refinancing and more.

STEP grant from the SBA runs from October 2019 through September 2020. Through this grant, Department of Economic and Community Development (DECD) has created an Export General Assistance Fund (GAF) to increase the number of eligible small businesses (ESBCs) that export, increase the value of exports by ESBCs and increase the number of ESBCs exploring significant new trade opportunities

All applications are due no later than September 15, 2022

seCTer's small business lending program can help small to medium-sized businesses expand, upgrade machinery and equipment, and/or relocate to our region. This program helps businesses grow, including businesses that are part of our thriving arts and cultural ecosystem. seCTer provides loans to businesses that are not quite bank ready, providing them the capital to grow and succeed.

Creditworthy small, minority-owned or women-owned businesses in New Jersey that have been in operation for at least one full year and may not have the ability to get bank financing may be eligible for assistance under the Small Business Fund (up to $500,000).

In partnership with two dozen banks throughout New Jersey, the Premier Lender Program offers up to a $2 million loan participation or $1.5 million loan guarantee for fixed assets, and up to a $750,000 loan participation or $1.5 million guarantee for term working capital. Line of credit guarantees of up to $750,000 are also available.

Grant amounts up to $2,500 for Minority or Women-Owned Enterprises

Contract Financing, Construction Contract Financing, and Transformative Development Initiative loans for women, minority, or veteran owned businesses

CEDF is a nonprofit community lender and a U.S. Treasury-certified Community Development Financial Institution. In order to provide business support services and financing at reduced or no cost, we must maintain philanthropic funding from government, corporate and charitable sources. This requires we measure and demonstrate the impact of our mission, so we ask our program recipients to provide personal and business information required. We share your information only in aggregate from unless required by the U.S.

Various loan and grant programs for small businesses in the city of Fitchburg