Private-Sector Loan and Grant Opportunities

This resource provides an extensive, aggregate, but not necessarily comprehensive, list of funding sources that may be available to small business owners. Of note, the list flags where a grant program may be targeted at specific historically disadvantaged groups including e.g. Black, Immigrant, Person of Color, or Woman owned businesses.

This information should not be considered comprehensive. This information should not be construed as an endorsement of any specific financial program.

To apply for assistance for your small business, click here.

Main Street – Oakland Launch

Main Street Launch operates as Oakland Launch. In Oakland, Main Street Launch is committed to providing access to capital in parity with the community, supporting neighborhood revitalization efforts without displacement, and creating jobs for Oakland’s residents.
Loan Amounts: $10,000 to $250,000;
Interest Rate: WSJ Prime + 4% (~7.75%)
Loan Terms: Up to 10 year loan amortization and no prepayment penalty;
Loan Uses:
Furniture, fixtures, equipment; 
Inventory; 
Working capital; 
Business debt refinancing; 
Business acquisition; or 
Tenant improvements.
Collateral: all business assets.

Eligibility

Not available

Target Geography

Main Street – San Francisco Launch

Main Street Launch operates as San Francisco Launch and will provide capital to businesses through the Emerging Business Loan Fund and other lending programs.
Loan Amounts: up to $250,000;
Interest Rate: WSJ Prime + 3% 
Loan Uses:
Furniture, fixtures, equipment; 
Inventory; 
Hire employees and pay expenses; 
Business debt refinancing; 
Business acquisition; or 
Tenant improvements.

Eligibility

Not available

Target Geography

MassDevelopment: Loans & Guarantees

MassDevelopment specializes in financing complex projects that require experience and innovative thinking. Our low rates and flexible terms help foster real estate and business projects that generate economic benefits for local communities and the state as a whole. Plus they help you grow your operations and stay competitive in your field. 

Site Type
Target Geography