Community Economic Development Fund (CEDF) - Women and Minority Loan Guarantee Program

Special loan guarantee in conjunction to help women- and minority-owned businesses obtain flexible financing. This program is for start-up businesses as well as existing businesses planning to expand. CEDF provides the loan and the Department of Economic and Community Development provides up to a 30% guarantee

Community Economic Development Fund (CEDF)

CEDF is a nonprofit community lender and a U.S. Treasury-certified Community Development Financial Institution. In order to provide business support services and financing at reduced or no cost, we must maintain philanthropic funding from government, corporate and charitable sources. This requires we measure and demonstrate the impact of our mission, so we ask our program recipients to provide personal and business information required. We share your information only in aggregate from unless required by the U.S.

Capital for Change (C4C) – Business

 

***Currently, our SMALL BUSINESS LOAN products are on hold. This hold does not impact our nonprofit lending products.


Established small businesses and community-based organizations can qualify for loans ranging from $50,000 to $200,000 for working capital, fixed-asset acquisition, and financing of commercial real estate and leasehold improvements. C4C has some targeted programs for small businesses as well. Please call for more information.

Working Solutions Loan Program

Depending on how your business has been impacted by the COVID-19 crisis, start-ups and existing businesses may qualify for special terms, which are subject to change:
$5,000-$50,000 loan;
3- or 5-year loan term;
5% fixed interest rate;
Waived application fee;
Reduced closing fee of 3%;
Interest-only during the first 6 months (principal deferred);
No prepayment penalties.

Bay Area Small Businesses Grow with Fondo Adelante Low-Interest Loans

Fondo Adelante’s microlending program is offering loans of up to $100,000 to San Francisco small-business owners. All loan recipients will receive pre- and post-loan closing technical assistance from MEDA’s Business Development Program, offered in English and Spanish. By supporting our borrowers with business coaching, our loan fund will be able to consider small-business owners who are often deemed high risk by other microlenders. Ultimately, these small-business owners will create jobs within San Francisco’s lower-income communities.