CalCAP is a loan loss reserve program which may provide up to 100% coverage on losses as a result of certain loan defaults. The program provides financing for small businesses that may not otherwise meet a bank’s typical underwriting standards. Loans: Loan amount may be up to $2.5 million. Loans can be short- or long- term, have fixed or variable rates, be secured or unsecured, and bear any type of amortization schedule. Loan proceeds must be used for business activity in California.
 

The California Rebuilding Fund is a loan program designed to help California’s small businesses access the funding they need, including those located in economically distressed areas of the state. The loans are flexible, transparent and are designed to help businesses access the financing and advisory services they need to get through these challenging times.

The program is to provide financing to viable small businesses that private lenders cannot accommodate. Loan funds can be used for reasonable and eligible business operation costs, including, but not limited to, inventory, equipment, working capital and leaseholder improvements.

Provides economic assistance to businesses and nonprofit entities operating in San Diego County impacted by COVID-19.

If you are growing, expanding, or locating your business in Stockton, use the link below for a complete list of incentives, programs, and resources across all city departments. 

Aggregation of local and national financial resources for small businesses.

SEACC is a designated intermediary lender for the US Small Business Administration’s 7(m) Microloan program. This program provides commercial loans of $5,000 to $50,000, to small businesses that have been unable to secure conventional bank loans.

The Oakland Black Business Fund (OBBF) includes a $10M relief fund focused on helping Oakland businesses impacted by COVID-19 and a $1B investment fund to support Black entrepreneurs across the country.

Provides up to $50,000 loan to arts organizations in Alameda, Contra Costa, Marin, Monterey, Napa, San Francisco, San Mateo, Santa Clara, Santa Cruz, Solano and Sonoma Counties. Loans can be used to cover any need identified by the borrower due to the impacts of the COVID-19 public health orders.

Main Street Launch is committed to providing access to capital in parity with the community, supporting neighborhood revitalization efforts without displacement, and creating jobs for Stockton’s residents.
Loan Amounts: up to $250,000;
Interest Rate: WSJ Prime + 3% 
Loan Uses:
Furniture, fixtures, equipment; 
Inventory; 
Hire employees and pay expenses; 
Business debt refinancing; 
Business acquisition; or 
Tenant improvements.