IRP Loan Program
LCEDC participates in the USDA Rural Development Intermediary Relending Program (IRP).
This loan program provides gap-financing to startup and existing businesses in Lake County who need capital and are creating jobs.
• Loan amounts range from $10,000 to $150,000.
• Loans will be collateralized (real estate and/or UCC filings on equipment).
• Loan terms are from 1 to 10 years.

Eligible uses for loan funds:
• Purchase of equipment, inventory, and real estate.
• Leasehold improvements.
• Working capital.

The Lake County Economic Development Corporation (LCEDC) works with a regional network of lenders to access flexible business capital. The LCEDC utilizes the United States Department of Agriculture’s (USDA) Intermediary Relending Program (IRP) to provide financing to local businesses and the USDA’s Rural Business Development Grant Program (RBDG) to provide technical assistance to Lake County businesses.

Recycling Market Loan Program and Business Assistance. The RMDZ program offers eligible businesses below market terms financing for new development and expansion projects, technical assistance and free product marketing. The Lake/Sonoma/Mendocino Zone offers substantial benefits to potentially eligible businesses.

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Pacific Community Ventures is a 501(c)(3) nonprofit community development financial institution that envisions a world of thriving communities where everyone has a fair shake. Our mission is to invest in small businesses, create good jobs for working people, and make markets work for social good.

Working Solutions es una Institución Financiera de Desarrollo Comunitario (CDFI) certificada y sin fines de lucro que trabaja con empresarios que desean comenzar y hacer crecer negocios locales prósperos en el Área de la Bahía de San Francisco. Se especializan en financiación inicial y en fase inicial, y ofrecen capital y consultoría.