Private-Sector Loan and Grant Opportunities

This resource provides an extensive, aggregate, but not necessarily comprehensive, list of funding sources that may be available to small business owners. Of note, the list flags where a grant program may be targeted at specific historically disadvantaged groups including e.g. Black, Immigrant, Person of Color, or Woman owned businesses.

This information should not be considered comprehensive. This information should not be construed as an endorsement of any specific financial program.

To apply for assistance for your small business, click here.

NYC Small Business Opportunity Fund

Unlock opportunity. Grow, Hire, Build, and Thrive The NYC Small Business Opportunity Fund delivers flexible, affordable capital and free business support services to small business owners and emerging entrepreneurs in New York City’s five boroughs. NYC Small Business Opportunity Fund loans are available up to $250,000.

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Eligibility

The NYC Small Business Opportunity Fund serves all NYC-based small businesses, including: Businesses located in low- and moderate-income (LMI) communities Woman-owned businesses BIPOC-owned businesses Immigrant business owners New start-ups or early-stage businesses with less than two years of revenue Rebuilding and recovering businesses There is no minimum credit score required but applicants must demonstrate ability to repay the loan.

If you’re a NYC-based business – a startup, growth-stage, or needing a boost after the pandemic – the NYC Small Business Opportunity Fund is a trusted, affordable way to invest in your business. No minimum credit score required Loans up to $250,000 at 4% fixed interest rate Free business support Easy to apply No application fee

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NYC Small Business Services (SBS): Assistance and Guidance for Businesses Impacted Due to Novel Coronavirus

Webinars, resources and other information relevant for small businesses experiences the impact of COVID-19 in New York City (return to work, financial assistance and other important information).

Target Geography