Private-Sector Loan and Grant Opportunities

This resource provides an extensive, aggregate, but not necessarily comprehensive, list of funding sources that may be available to small business owners. Of note, the list flags where a grant program may be targeted at specific historically disadvantaged groups including e.g. Black, Immigrant, Person of Color, or Woman owned businesses.

This information should not be considered comprehensive. This information should not be construed as an endorsement of any specific financial program.

To apply for assistance for your small business, click here.

Washington Area Community Investment Fund, Inc.

Funding for projects in sectors like Green/Sustainability Industries, childcare businesses, home healthcare agencies.

Site Type
Eligibility

Personal Credit Score: Minimum 575 FICO Score Months Financial Statements: 36 months Business Credit Score: N/A Years in Operation: 3 years Personal Guarantee: Yes Annual Revenue: $100,000 and above Collateral: All business assets Other: 3 Years of Federal tax Returns

Working Solutions Loan Program

Depending on how your business has been impacted by the COVID-19 crisis, start-ups and existing businesses may qualify for special terms, which are subject to change:
$5,000-$50,000 loan;
3- or 5-year loan term;
5% fixed interest rate;
Waived application fee;
Reduced closing fee of 3%;
Interest-only during the first 6 months (principal deferred);
No prepayment penalties.

Site Type
Tags
Eligibility

Start-ups & existing businesses in all nine San Francisco Bay Area counties