CDC SBF offers financing for businesses that have been declined by a bank -- i.e., for startups, small dollar requests, businesses with weak cash flow, high-risk industry, lack of collateral, poor credit if there is a reasonable explanation.

Financial Capital

Flexible financing options, including a range of debt and equity products to meet partner needs.

Knowledge Capital

We leverage years of experience to bring partners business advising, assistance, and training.

Social Capital

We provide social capital through connections to networks and people that can help our partners succeed.

Provides grants up to $10,000 specifically to New York businesses owned by POC, immigrants, and women, businesses that have the greatest need and minimal access to resources to maintain payroll and operations.

Although essential for thriving communities, small businesses and nonprofit organizations experience particular challenges with accessing capital to build their operational capacity or expand. CFE is dedicated to closing this financing gap. Entrepreneurs and nonprofit leaders can turn to us for term loans and lines of credit, plus technical assistance.

Borrowers often reach out to CFE when a bank deems them too risky for a loan because of a sparse credit history or because they need support with creating financial statements or business plans. This is precisely when our partnership begins. CFE spends hours with each borrower, assisting with pulling together the needed financial and business planning documentation. We’ll pour over the numbers together, eager to understand the vision and how we can help make it a reality

Although essential for thriving communities, small businesses and nonprofit organizations experience particular challenges with accessing capital to build their operational capacity or expand. CFE is dedicated to closing this financing gap. Entrepreneurs and nonprofit leaders can turn to us for term loans and lines of credit, plus technical assistance.

Borrowers often reach out to CFE when a bank deems them too risky for a loan because of a sparse credit history or because they need support with creating financial statements or business plans. This is precisely when our partnership begins. CFE spends hours with each borrower, assisting with pulling together the needed financial and business planning documentation. We’ll pour over the numbers together, eager to understand the vision and how we can help make it a reality

Aggregation of grants, loans, and tax incentives for businesses.

Various loan and grant programs for small businesses in the city of Fitchburg